![](https://www.mnnofa.com/wp-content/uploads/2021/07/mortgages-refused-for-self-employed-who-took-covid-grants.jpg)
“I feel unfairly penalised. Furlough has been brilliant in that it has protected my job. But I didn’t expect to come out of the other side – with a deposit, no debt, a perfect credit rating, all of the things that should make me an ideal first time buyer – only to find out that banks just will not lend to me at all,” Ms Harding told the BBC.
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