![](https://www.mnnofa.com/wp-content/uploads/2023/12/average-two-year-mortgage-rate-falls-below-6.jpg)
He said mortgage rates were now at more historical norms, but would still be painful after years at a low level. Many were choosing a two-year, rather that a five-year, deal in the hope rates would fall further, although there were no guarantees of that scenario.
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